Denomination 2021 2022 2023 2024 2025
Q1–Q2 Q3–Q4 Q1–Q2 Q3–Q4 Q1–Q2 Q3–Q4 Q1–Q2 Q3–Q4 Q1–Q2 Q3–Q4
Stock of housing loans
Stock at the end of year, pieces
loans with subsidies 161,651 167,460 170,848 172,424 166,888 166,753 156,620 155,420 164,709 181,531
loans without subsidies 514,984 514,429 509,333 502,716 494,052 485,020 492,453 497,459 501,714 493,598
total 676,635 681,889 680,181 675,140 660,940 651,773 649,073 652,879 666,423 675,129
Of which:
foreign exchange loan 294 269 271 225 235 217 178 112 145 131
at banks 332,012 334,472 336,317 334,070 327,318 324,072 324,195 329,506 339,237 346,459
at mortgage banks 215,653 221,044 220,106 218,618 213,365 209,660 209,535 210,172 214,649 220,062
at savings banks – – – – – – – – – –
at home savings banks 128,970 126,373 123,758 122,452 120,257 118,041 115,343 113,201 112,537 108,608
Sum of stock at the end of year, million HUF
loans with subsidies 699,926 767,980 838,259 887,648 874,254 950,930 1,013,305 1,094,368 1,222,440 1,819,785
loans without subsidies 3,558,989 3,817,400 3,968,670 4,040,534 4,039,324 4,052,056 4,274,030 4,557,973 4,840,810 4,963,681
total 4,258,915 4,585,380 4,806,929 4,928,182 4,913,578 5,002,986 5,287,335 5,652,341 6,063,250 6,783,466
Of which:
foreign exchange loan 2,251 2,213 2,682 2,088 1,958 1,976 1,867 1,187 1,717 1,544
at banks 2,479,570 2,687,874 2,836,002 2,892,875 2,888,856 2,943,830 3,119,865 3,373,171 3,671,154 4,117,960
at mortgage banks 1,267,300 1,372,972 1,430,661 1,491,772 1,494,389 1,536,535 1,647,627 1,756,355 1,872,145 2,155,452
at savings banks – – – – – – – – – –
at home savings banks 512,045 524,534 540,266 543,535 530,333 522,621 519,843 522,815 519,950 510,054
Rating of home loans, stock, %
Performing exposure 97.8 96.3 97.3 96.8 97.5 97.9 98.3 98.3 98.7 98.8
Non-performing exposure 2.2 3.7 2.7 3.2 2.5 2.1 1.7 1.7 1.3 1.2
Total 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0
Rating of home loans, sum, %
Performing exposure 98.2 96.6 97.7 97.4 98.0 98.4 98.8 99.0 99.1 99.2
Non-performing exposure 1.8 3.4 2.3 2.6 2.0 1.6 1.2 1.0 0.9 0.8
Total 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100
Restructured exposure, stock, %
As % of performing loans 9.4 7.7 3.4 2.7 1.6 1.4 1.4 1.1 0.6 0.5
As % of non-performing loans 53.2 47.5 59.5 59.3 49.8 46.2 33.4 26.5 30.2 29.5
Restructured exposure, sum, %
As % of performing loans 9.0 7.4 4.7 2.9 1.7 1.4 1.4 1.1 0.5 0.4
As % of non-performing loans 52.0 46.1 64.4 67.8 59.3 53.0 37.7 33.1 34.6 33.3
Approved housing loans
Approved housing loans in the period, pieces
loans with subsidies 14,841 16,563 17,401 12,984 5,350 6,748 9,163 7,293 7,820 23,737
loans without subsidies 37,584 40,896 37,676 25,539 19,564 19,943 29,052 30,018 32,860 23,866
total 52,425 57,459 55,077 38,523 24,914 26,691 38,215 37,311 40,680 47,603
Of which:
foreign exchange loan – – – – – … … … … …
at banks 24,594 28,347 26,193 17,399 9,322 9,948 17,476 18,839 19,372 23042
at mortgage banks 16,441 17,556 16,844 10,270 5,724 8,275 11,598 10,034 10,764 15465
at savings banks – – – – – – – – – –
at home savings banks 11,390 11,556 12,040 10,854 9,868 8,468 9,141 8,438 10,544 9096
Sum of approved housing loans in the period, million HUF
loans with subsidies 109,546 136,984 171,404 114,968 53,504 72,421 170,219 168,789 177,791 719,354
loans without subsidies 491,544 570,001 584,494 316,027 209,488 272,223 464,245 542,657 624,798 432,338
total 601,090 706,985 755,898 430,995 262,992 344,644 634,464 711,446 802,590 1,151,692
Of which:
foreign exchange loan – – – – … … … … … …
at banks 353,308 433,693 425,423 275,572 162,635 195,972 376,259 462,052 511,300 694,759
at mortgage banks 191,241 214,444 265,439 112,197 70,135 116,404 214,330 201,836 233,084 412,188
at savings banks – – – – – – – – – –
at home savings banks 56,541 58,848 65,036 43,226 30,222 32,268 43,875 47,558 58,206 44,745
Disbursed housing loans
Disbursed housing loans, pieces
construction 5,949 7,645 8,987 9,693 6,649 5,200 4,237 4,499 5,121 4,985
buying new flat 4,057 4,363 4,404 4,281 2,687 2,409 3,212 2,324 3,222 2,315
buying old flat 35,944 36,137 26,724 18,309 13,341 16,315 24,176 25,659 25,795 33,317
modernizing, enlarging 10,890 11,816 7,884 9,454 3,725 3,368 3,055 3,815 3,699 4,779
redemption 1,477 2,020 1,582 925 660 372 495 785 864 740
other 436 613 407 407 354 264 415 685 409 476
total 58,753 62,594 49,988 43,069 27,416 27,928 35,590 37,767 39,110 46,612
Sum of disbursed housing loans, million HUF
construction 30,304 50,092 64,325 65,291 38,150 31,058 30,442 38,761 42,426 44,033
buying new flat 62,878 72,731 80,322 89,952 48,516 44,839 67,194 61,957 89,641 72310
buying old flat 395,033 462,745 375,214 257,240 181,949 248,371 457,934 535,080 590,057 912086
modernizing, enlarging 57,747 60,973 46,408 52,134 15,700 14,750 21,526 27,746 25,164 30,700
redemption 17,076 25,807 19,468 8,592 6,040 2,421 7,485 15,244 17,128 14,059
other 5,434 7,758 5,769 4,310 3,922 3,023 7,051 8,321 6,883 9,915
total 568,472 680,106 591,506 477,519 294,277 344,462 591,632 687,109 771,299 1,083,104

Explanation of symbols

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Non-occurrence.
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Confidential datum under disclosure protection.
green number
Revised datum.
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