Denomination 2020 2021 2022 2023 2024
Q1–Q2 Q3–Q4 Q1–Q2 Q3–Q4 Q1–Q2 Q3–Q4 Q1–Q2 Q3–Q4 Q1–Q2 Q3–Q4
Stock of housing loans
Stock at the end of year, pieces
loans with subsidies 159,467 158,239 161,651 167,460 170,848 172,424 166,888 166,753 156,620 155,420
loans without subsidies 512,184 509,461 514,984 514,429 509,333 502,716 494,052 485,020 492,453 497,459
total 671,651 667,700 676,635 681,889 680,181 675,140 660,940 651,773 649,073 652,879
Of which:
foreign exchange loan 340 311 294 269 271 225 235 217 178 112
at banks 326,855 324,063 332,012 334,472 336,317 334,070 327,318 324,072 324,195 329,506
at mortgage banks 210,602 212,134 215,653 221,044 220,106 218,618 213,365 209,660 209,535 210,172
at savings banks – – – – – – – – – –
at home savings banks 134,194 131,503 128,970 126,373 123,758 122,452 120,257 118,041 115,343 113,201
Sum of stock at the end of year, million HUF
loans with subsidies 626,364 652,004 699,926 767,980 838,259 887,648 874,254 950,930 1,013,305 1,094,368
loans without subsidies 3,160,993 3,352,452 3,558,989 3,817,400 3,968,670 4,040,534 4,039,324 4,052,056 4,274,030 4,557,973
total 3,787,357 4,004,456 4,258,915 4,585,380 4,806,929 4,928,182 4,913,578 5,002,986 5,287,335 5,652,341
Of which:
foreign exchange loan 2,927 2,708 2,251 2,213 2,682 2,088 1,958 1,976 1,867 1,187
at banks 2,203,483 2,326,684 2,479,570 2,687,874 2,836,002 2,892,875 2,888,856 2,943,830 3,119,865 3,373,171
at mortgage banks 1,097,535 1,178,245 1,267,300 1,372,972 1,430,661 1,491,772 1,494,389 1,536,535 1,647,627 1,756,355
at savings banks – – – – – – – – – –
at home savings banks 486,339 499,527 512,045 524,534 540,266 543,535 530,333 522,621 519,843 522,815
Rating of home loans, stock, %
Performing exposure 97.3 97.6 97.8 96.3 97.3 96.8 97.5 97.9 98.3 98.3
Non-performing exposure 2.7 2.4 2.2 3.7 2.7 3.2 2.5 2.1 1.7 1.7
Total 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0
Rating of home loans, sum, %
Performing exposure 97.5 97.9 98.2 96.6 97.7 97.4 98.0 98.4 98.8 99.0
Non-performing exposure 2.5 2.1 1.8 3.4 2.3 2.6 2.0 1.6 1.2 1.0
Total 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0
Restructured exposure, stock, %
As % of performing loans 0.8 0.8 9.4 7.7 3.4 2.7 1.6 1.4 1.4 1.1
As % of non-performing loans 31.1 30.2 53.2 47.5 59.5 59.3 49.8 46.2 33.4 26.5
Restructured exposure, sum, %
As % of performing loans 1.2 0.9 9.0 7.4 4.7 2.9 1.7 1.4 1.4 1.1
As % of non-performing loans 32.8 33.1 52.0 46.1 64.4 67.8 59.3 53.0 37.7 33.1
Approved housing loans
Approved housing loans in the period, pieces
loans with subsidies 8,519 9,407 14,841 16,563 17,401 12,984 5,350 6,748 9,163 7,293
loans without subsidies 33,833 38,389 37,584 40,896 37,676 25,539 19,564 19,943 29,052 30,018
total 42,352 47,796 52,425 57,459 55,077 38,523 24,914 26,691 38,215 37,311
Of which:
foreign exchange loan – – – – – – – … … …
at banks 18,368 24,102 24,594 28,347 26,193 17,399 9,322 9,948 17,476 18,839
at mortgage banks 12,483 12,149 16,441 17,556 16,844 10,270 5,724 8,275 11,598 10,034
at savings banks – – – – – – – – – –
at home savings banks 11,501 11,545 11,390 11,556 12,040 10,854 9,868 8,468 9,141 8,438
Sum of approved housing loans in the period, million HUF
loans with subsidies 77,761 71,753 109,546 136,984 171,404 114,968 53,504 72,421 170,219 168,789
loans without subsidies 357,125 411,069 491,544 570,001 584,494 316,027 209,488 272,223 464,245 542,657
total 434,886 482,822 601,090 706,985 755,898 430,995 262,992 344,644 634,464 711,446
Of which:
foreign exchange loan – – – – – – … … … …
at banks 243,882 285,298 353,308 433,693 425,423 275,572 162,635 195,972 376,259 462,052
at mortgage banks 143,825 145,568 191,241 214,444 265,439 112,197 70,135 116,404 214,330 201,836
at savings banks – – – – – – – – – –
at home savings banks 47,179 51,956 56,541 58,848 65,036 43,226 30,222 32,268 43,875 47,558
Disbursed housing loans
Disbursed housing loans, pieces
construction 8,195 9,178 5,949 7,645 8,987 9,693 6,649 5,200 4,237 4,499
buying new flat 4,000 4,058 4,057 4,363 4,404 4,281 2,687 2,409 3,212 2,324
buying old flat 26,883 33,803 35,944 36,137 26,724 18,309 13,341 16,315 24,176 25,659
modernizing, enlarging 6,707 6,185 10,890 11,816 7,884 9,454 3,725 3,368 3,055 3,815
redemption 1,922 1,217 1,477 2,020 1,582 925 660 372 495 785
other 894 980 436 613 407 407 354 264 415 685
total 48,601 55,421 58,753 62,594 49,988 43,069 27,416 27,928 35,590 37,767
Sum of disbursed housing loans, million HUF
construction 39,710 39,029 30,304 50,092 64,325 65,291 38,150 31,058 30,442 38,761
buying new flat 53,013 58,402 62,878 72,731 80,322 89,952 48,516 44,839 67,194 61,957
buying old flat 281,325 354,742 395,033 462,745 375,214 257,240 181,949 248,371 457,934 535,080
modernizing, enlarging 20,030 22,097 57,747 60,973 46,408 52,134 15,700 14,750 21,526 27,746
redemption 17,392 11,615 17,076 25,807 19,468 8,592 6,040 2,421 7,485 15,244
other 10,263 9,152 5,434 7,758 5,769 4,310 3,922 3,023 7,051 8,321
total 421,733 495,037 568,472 680,106 591,506 477,519 294,277 344,462 591,632 687,109

Explanation of symbols

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Non-occurrence.
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Confidential datum under disclosure protection.
green number
Revised datum.
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