Denomination 2019. 2020. 2021. 2022. 2023.
Q1–2 Q3–4 Q1–2 Q3–4 Q1–2 Q3–4 Q1–2 Q3–4 Q1–2 Q3–4
Stock of housing loans
Stock at the end of year, pieces
loans with subsidies 157,454 159,417 159,467 158,239 161,651 167,460 170,848 172,424 166,888
loans without subsidies 498,469 505,240 512,184 509,461 514,984 514,429 509,333 502,716 494,052
total 655,923 664,657 671,651 667,700 676,635 681,889 680,181 675,140 660,940
Of which:
foreign exchange loan 435 361 340 311 294 269 271 225 235
at banks 285,443 318,268 326,855 324,063 332,012 334,472 336,317 334,070 327,318
at mortgage banks 205,490 209,111 210,602 212,134 215,653 221,044 220,106 218,618 213,365
at savings banks 27,618 – – – – – – – –
at home savings banks 137,372 137,278 134,194 131,503 128,970 126,373 123,758 122,452 120,257
Sum of stock at the end of year, million HUF
loans with subsidies 575,085 597,764 626,364 652,004 699,926 767,980 838,259 887,648 874,254
loans without subsidies 2,913,167 3,034,131 3,160,993 3,352,452 3,558,989 3,817,400 3,968,670 4,040,534 4,039,324
total 3,488,252 3,631,895 3,787,357 4,004,456 4,258,915 4,585,380 4,806,929 4,928,182 4,913,578
Of which:
foreign exchange loan 3,469 3,008 2,927 2,708 2,251 2,213 2,682 2,088 1,958
at banks 1,963,644 2,119,771 2,203,483 2,326,684 2,479,570 2,687,874 2,836,002 2,892,875 2,888,856
at mortgage banks 958,050 1,033,435 1,097,535 1,178,245 1,267,300 1,372,972 1,430,661 1,491,772 1,494,389
at savings banks 104,597 – – – – – – – –
at home savings banks 461,961 478,689 486,339 499,527 512,045 524,534 540,266 543,535 530,333
Rating of home loans, stock, %
Performing exposure 96.8 97.3 97.3 97.6 97.8 96.3 97.3 96.8 97.5
Non-performing exposure 3.2 2.7 2.7 2.4 2.2 3.7 2.7 3.2 2.5
Total 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0
Rating of home loans, sum, %
Performing exposure 96.4 97.2 97.5 97.9 98.2 96.6 97.7 97.4 98.0
Non-performing exposure 3.6 2.8 2.5 2.1 1.8 3.4 2.3 2.6 2.0
Total 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0
Restructured exposure, stock, %
As % of performing loans 1.9 0.8 0.8 0.8 9.4 7.7 3.4 2.7 1.6
As % of non-performing loans 30.6 29.4 31.1 30.2 53.2 47.5 59.5 59.3 49.8
Restructured exposure, sum, %
As % of performing loans 1.5 1.2 1.2 0.9 9.0 7.4 4.7 2.9 1.7
As % of non-performing loans 36.6 33.7 32.8 33.1 52.0 46.1 64.4 67.8 59.3
Approved housing loans
Approved housing loans in the period, pieces
loans with subsidies 4,047 8,641 8,519 9,407 14,841 16,563 17,401 12,984 5,350
loans without subsidies 46,311 37,652 33,833 38,389 37,584 40,896 37,676 25,539 19,564
total 50,358 46,293 42,352 47,796 52,425 57,459 55,077 38,523 24,914
Of which:
foreign exchange loan – – – – – – – – –
at banks 20,519 18,668 18,368 24,102 24,594 28,347 26,193 17,399 9,322
at mortgage banks 11,526 13,516 12,483 12,149 16,441 17,556 16,844 10,270 5,724
at savings banks 1,258 – – – – – – – –
at home savings banks 17,055 14,109 11,501 11,545 11,390 11,556 12,040 10,854 9,868
Sum of approved housing loans in the period, million HUF
loans with subsidies 41,437 86,965 77,761 71,753 109,546 136,984 171,404 114,968 53,504
loans without subsidies 418,172 360,139 357,125 411,069 491,544 570,001 584,494 316,027 209,488
total 459,609 447,104 434,886 482,822 601,090 706,985 755,898 430,995 262,992
Of which:
foreign exchange loan – – – – – – – – –
at banks 254,994 234,969 243,882 285,298 353,308 433,693 425,423 275,572 162,635
at mortgage banks 128,042 156,792 143,825 145,568 191,241 214,444 265,439 112,197 70,135
at savings banks 10,396 – – – – – – – –
at home savings banks 66,177 55,343 47,179 51,956 56,541 58,848 65,036 43,226 30,222
Disbursed housing loans
Disbursed housing loans, pieces
construction 9,254 9,995 8,195 9,178 5,949 7,645 8,987 9,693 6,649
buying new flat 4,894 4,459 4,000 4,058 4,057 4,363 4,404 4,281 2,687
buying old flat 32,608 31,206 26,883 33,803 35,944 36,137 26,724 18,309 13,341
modernizing, enlarging 6,411 5,461 6,707 6,185 10,890 11,816 7,884 9,454 3,725
redemption 3,885 1,626 1,922 1,217 1,477 2,020 1,582 925 657
other 730 810 894 980 436 613 407 407 357
total 57,782 53,557 48,601 55,421 58,753 62,594 49,988 43,069 27,416
Sum of disbursed housing loans, million HUF
construction 37,717 49,543 39,710 39,029 30,304 50,092 64,325 65,291 38,150
buying new flat 46,008 60,376 53,013 58,402 62,878 72,731 80,322 89,952 48,516
buying old flat 295,048 304,435 281,325 354,742 395,033 462,745 375,214 257,240 181,949
modernizing, enlarging 30,071 19,447 20,030 22,097 57,747 60,973 46,408 52,134 15,700
redemption 10,882 9,905 17,392 11,615 17,076 25,807 19,468 8,592 6,005
other 6,016 6,939 10,263 9,152 5,434 7,758 5,769 4,310 3,992
total 425,742 450,645 421,733 495,037 568,472 680,106 591,506 477,519 294,312

Explanation of symbols

–
Non-occurrence.
.