2.3.16. Housing loans (2001–)(2/3)

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Denomination 2008 2009 2010 2011 2012 2013
Stock of housing loans
Stock at the end of year, pieces
loans with subsidies 330 616 326 524 318 830 298 368 270 008 249 208
loans without subsidies 508 189 506 948 499 672 507 459 476 103 476 842
total 838 805 833 472 818 502 805 827 746 111 726 050
Of which:
foreign exchange loan 358 533 364 492 355 314 288 951 228 418 217 569
at banks 488 116 490 771 478 244 437 280 381 983 369 101
at mortgage banks 300 511 295 626 296 567 267 092 255 131 244 937
at savings banks 50 178 47 075 43 691 40 308 37 515 33 111
at home savings banks .. .. .. 61 147 71 482 78 901
Sum of stock at the end of year, million HUF
loans with subsidies 1 338 311 1 335 965 1 229 776 1 122 739 996 307 908 622
loans without subsidies 2 536 677 2 584 076 3 054 406 3 099 378 2 514 391 2 409 724
total 3 874 988 3 920 041 4 284 182 4 222 117 3 510 698 3 318 346
Of which:
foreign exchange loan 2 365 463 2 462 719 2 818 290 2 644 394 1 902 620 1 756 838
at banks 2 420 474 2 497 015 2 817 977 2 769 581 2 221 902 2 128 987
at mortgage banks 1 313 965 1 285 969 1 332 202 1 256 729 1 060 244 947 798
at savings banks 140 549 137 057 134 003 127 157 118 378 100 698
at home savings banks .. .. .. 68 650 110 174 140 863
Rating of home loans, stock, %
Performing exposure .. .. .. .. .. ..
Non-performing exposure .. .. .. .. .. ..
Total .. .. .. .. .. ..
Rating of home loans, sum, %
Performing exposure .. .. .. .. .. ..
Non-performing exposure .. .. .. .. .. ..
Total .. .. .. .. .. ..
Restructured exposure, stock, %
As % of performing loans .. .. .. .. .. ..
As % of non-performing loans .. .. .. .. .. ..
Total .. .. .. .. .. ..
Restructured exposure, sum, %
As % of performing loans .. .. .. .. .. ..
As % of non-performing loans .. .. .. .. .. ..
Total .. .. .. .. .. ..
Approved housing loans
Approved housing loans in the period, pieces
loans with subsidies 14 973 14 054 2 274 1 179 1 821 8 144
loans without subsidies 130 531 41 896 39 310 56 139 52 111 32 519
total 145 504 55 950 41 584 57 318 53 932 40 663
Of which:
foreign exchange loan 115 805 31 658 9 443 267 69 14
at banks 111 741 47 918 29 381 23 063 17 184 9 690
at mortgage banks 28 647 4 198 10 284 11 188 8 888 8 429
at savings banks 5 116 3 834 1 919 2 336 2 588 1 416
at home savings banks .. .. .. 20 731 25 272 21 128
Sum of approved housing loans in the period, million HUF
loans with subsidies 81 748 78 754 9 598 6 093 9 063 40 359
loans without subsidies 869 821 243 773 199 115 223 719 198 041 116 179
total 951 569 322 527 208 713 229 812 207 104 156 538
Of which:
foreign exchange loan 845 705 217 903 57 338 2 132 553 148
at banks 762 297 287 396 149 878 114 684 87 569 52 465
at mortgage banks 167 707 18 982 51 180 57 512 48 279 42 265
at savings banks 21 565 16 149 7 655 10 240 11 895 9 479
at home savings banks .. .. .. 47 376 59 361 52 329
Disbursed housing loans
Disbursed housing loans, pieces
construction 28 462 19 590 9 502 8 017 8 295 3 935
buying new flat 16 086 11 311 6 087 4 582 3 960 3 438
buying old flat 75 187 29 339 30 217 30 113 28 292 25 690
modernizing, enlarging 23 525 11 288 9 563 16 736 14 085 9 713
surmounting 59 16 38 2 146 13 6
redemption 3 926 598 741 6 269 12 876 2 090
other 9 361 2 363 2 987 2 466 1 396 1 023
total 156 606 74 505 59 135 70 329 68 917 45 895
Sum of disbursed housing loans, million HUF
construction 102 309 60 357 26 182 22 846 16 705 13 380
buying new flat 129 687 76 661 34 921 23 761 16 604 15 307
buying old flat 563 382 180 630 150 958 147 382 105 679 114 444
modernizing, enlarging 41 213 18 389 15 131 25 522 22 457 17 452
surmounting 376 136 252 7 169 12 43
redemption 29 624 3 470 4 274 30 205 72 033 5 780
other 20 385 5 880 8 465 4 919 2 306 1 855
total 886 976 345 523 240 183 261 804 235 796 168 261
Average loans, million HUF 5.7 4.6 4.1 3.7 3.4 3.7
Of which:
construction 3.6 3.1 2.8 2.8 2.0 3.4
buying new flat 8.1 6.8 5.7 5.2 4.2 4.5
buying old flat 7.5 6.2 5.0 4.9 3.7 4.5
modernizing, enlarging 1.8 1.6 1.6 1.5 1.6 1.8
surmounting 6.4 8.5 6.6 3.3 0.9 7.2
redemption 7.5 5.8 5.8 4.8 5.6 2.8
other 2.2 2.5 2.8 2.0 1.7 1.8
Average maturity, years in average of lending institutions 15.1 15.1 14.6 14.0 14.0 13.6
Of which:
construction 18.0 18.1 17.7 16.5 16.4 16.2
buying new flat 18.9 18.4 17.7 16.7 15.5 16.0
buying old flat 15.6 15.4 14.8 14.6 14.5 14.1
modernizing, enlarging 11.3 11.1 10.6 9.7 10.8 10.2
surmounting 2.1 4.2 3.9 8.4 7.3 2.3
redemption 16.1 13.8 14.5 13.7 12.6 13.5
other 10.8 10.8 12.5 12.5 12.7 9.8
Average maturity, years in average of allocated loans 18.2 18.1 16.6 12.6 11.6 9.9
Of which:
construction 20.0 20.1 19.2 17.0 16.7 13.5
buying new flat 20.7 20.5 19.5 16.6 12.4 12.1
buying old flat 21.2 20.6 18.3 14.8 13.0 11.0
modernizing, enlarging 7.0 7.5 8.1 6.5 5.8 5.4
surmounting 4.5 3.1 1.7 5.4 5.5 1.7
redemption 20.1 18.8 16.2 12.7 11.6 6.5
other 11.3 8.9 12.7 12.3 10.7 9.7

© Hungarian Central Statistical Office, 2011