3.7.4. Housing loans (2001–)(2/2)

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Denomination 2011 2012 2013 2014 2015 2016 2017 2018 2019
Stock of housing loans
Stock at the end of year, pieces
loans with subsidies 298 368 270 008 249 208 237 742 220 487 206 013 190 172 173 093 159 417
loans without subsidies 507 459 476 103 476 842 488 597 430 628 436 217 454 446 502 382 505 240
total 805 827 746 111 726 050 726 339 651 115 642 230 644 618 675 475 664 657
Of which:
foreign exchange loan 288 951 228 418 217 569 206 218 1 382 1 016 799 495 361
at banks 437 280 381 983 369 101 366 750 312 374 292 638 284 020 296 293 318 268
at mortgage banks 267 092 255 131 244 937 243 240 214 246 214 104 210 953 215 344 209 111
at savings banks 40 308 37 515 33 111 28 069 25 899 26 393 28 854 29 473
at home savings banks 61 147 71 482 78 901 88 280 98 596 109 095 120 791 134 365 137 278
Sum of stock at the end of year, million HUF
loans with subsidies 1 122 739 996 307 908 622 834 362 751 395 691 589 639 698 590 966 597 764
loans without subsidies 3 099 378 2 514 391 2 409 724 2 489 822 2 245 762 2 220 816 2 374 842 2 732 940 3 034 131
total 4 222 117 3 510 698 3 318 346 3 324 184 2 997 157 2 912 405 3 014 540 3 323 906 3 631 895
Of which:
foreign exchange loan 2 644 394 1 902 620 1 756 838 1 738 871 6 771 6 070 4 314 3 510 3 008
at banks 2 769 581 2 221 902 2 128 987 2 155 087 1 876 859 1 729 592 1 723 323 1 856 869 2 119 771
at mortgage banks 1 256 729 1 060 244 947 798 904 128 810 866 807 642 838 020 918 942 1 033 435
at savings banks 127 157 118 378 100 698 83 886 81 018 91 814 101 386 112 570
at home savings banks 68 650 110 174 140 863 181 083 228 414 283 357 351 811 435 525 478 689
Rating of home loans, stock, %
Performing exposure .. .. .. .. .. .. .. 94.9 97.3
Non-performing exposure .. .. .. .. .. .. .. 5.1 2.7
Total .. .. .. .. .. .. .. 100.0 100.0
Rating of home loans, sum, %
Performing exposure .. .. .. .. .. .. .. 95.2 97.2
Non-performing exposure .. .. .. .. .. .. .. 4.8 2.8
Total .. .. .. .. .. .. .. 100.0 100.0
Restructured exposure, stock, %
As % of performing loans .. .. .. .. .. .. .. 1.4 0.8
As % of non-performing loans .. .. .. .. .. .. .. 32.7 29.4
Total .. .. .. .. .. .. .. 34.2 30.2
Restructured exposure, sum, %
As % of performing loans .. .. .. .. .. .. .. 1.7 1.2
As % of non-performing loans .. .. .. .. .. .. .. 39.1 33.7
Total 40.8 34.9
Approved housing loans
Approved housing loans in the period, pieces
loans with subsidies 1 179 1 821 8 144 10 807 8 299 12 491 13 401 9 074 12 688
loans without subsidies 56 139 52 111 32 519 42 857 60 135 68 693 82 206 98 930 83 963
total 57 318 53 932 40 663 53 664 68 434 81 184 95 607 108 004 96 651
Of which:
foreign exchange loan 267 69 14 6 8
at banks 23 063 17 184 9 690 15 189 21 683 25 972 33 547 40 246 39 187
at mortgage banks 11 188 8 888 8 429 12 421 15 058 19 738 22 592 24 278 25 042
at savings banks 2 336 2 588 1 416 1 404 1 995 3 521 3 868 3 334 1 258
at home savings banks 20 731 25 272 21 128 24 650 29 698 31 953 35 600 40 146 31 164
Sum of approved housing loans in the period, million HUF
loans with subsidies 6 093 9 063 40 359 59 228 44 921 76 537 94 166 66 953 128 402
loans without subsidies 223 719 198 041 116 179 185 262 315 142 400 761 548 236 785 986 778 311
total 229 812 207 104 156 538 244 490 360 063 477 298 642 402 852 939 906 713
Of which:
foreign exchange loan 2 132 553 148 36 84
at banks 114 684 87 569 52 465 101 492 165 721 219 550 320 914 441 476 489 963
at mortgage banks 57 512 48 279 42 265 66 770 93 396 132 681 174 699 231 457 284 834
at savings banks 10 240 11 895 9 479 6 179 10 833 19 977 22 592 23 321 10 396
at home savings banks 47 376 59 361 52 329 70 049 90 113 105 090 124 197 156 685 121 520
Disbursed housing loans
Disbursed housing loans, pieces
construction 8 017 8 295 3 935 4 434 4 410 8 109 13 958 14 633 19 249a
buying new flat 4 582 3 960 3 438 4 592 2 551 3 551 5 749 7 544 9 353a
buying old flat 30 113 28 292 25 690 44 114 46 822 55 305 65 957 67 189 63 814a
modernizing, enlarging 16 736 14 085 9 713 11 860 10 920 11 720 13 478 15 011 11 872a
surmounting 2 146 13 6
redemption 6 269 12 876 2 090 3 803 6 458 3 768 3 233 3 297 5 511a
other 2 466 1 396 1 023 5 142 4 048 2 634 2 194 1 171 1 540a
total 70 329 68 917 45 895 73 945 75 209 85 087 104 569 108 845 111 339a
Sum of disbursed housing loans, million HUF
construction 22 846 16 705 13 380 15 124 19 186 38 015 60 012 70 123 87 260
buying new flat 23 761 16 604 15 307 16 184 14 802 24 128 43 450 82 804 106 384
buying old flat 147 382 105 679 114 444 183 707 250 778 337 618 443 342 596 322 599 483
modernizing, enlarging 25 522 22 457 17 452 22 301 23 915 28 483 34 842 43 672 49 518
surmounting 7 169 12 43
redemption 30 205 72 033 5 780 12 320 44 419 19 019 14 281 18 817 20 787
other 4 919 2 306 1 855 3 995 8 182 8 462 8 774 10 898 12 955
total 261 804 235 796 168 261 253 631 361 282 455 725 604 701 822 636 876 387
Average loans, million HUF 3.7 3.4 3.7 3.4 4.8 5.4 5.8 7.6 7.9a
Of which:
construction 2.8 2.0 3.4 3.4 4.4 4.7 4.3 4.8 4.5a
buying new flat 5.2 4.2 4.5 3.5 5.8 6.8 7.6 11.0 11.4a
buying old flat 4.9 3.7 4.5 4.2 5.4 6.1 6.7 8.9 9.4a
modernizing, enlarging 1.5 1.6 1.8 1.9 2.2 2.4 2.6 2.9 4.2a
surmounting 3.3 0.9 7.2
redemption 4.8 5.6 2.8 3.2 6.9 5.0 4.4 5.7 3.8a
other 2.0 1.7 1.8 0.8 2.0 3.2 4.0 9.3 8.4a
Average maturity, years 14.0 14.0 13.6 13.3 13.9 14.5 14.8 15.3 15.5
Of which:
construction 16.5 16.4 16.2 15.1 15.8 16.4 17.4 17.5 18.1
buying new flat 16.7 15.5 16.0 14.6 15.2 16.6 17.3 17.4 16.9
buying old flat 14.6 14.5 14.1 13.6 14.8 15.8 15.4 15.8 16.2
modernizing, enlarging 9.7 10.8 10.2 11.9 11.6 11.5 11.9 12.7 13.4
surmounting 8.4 7.3 2.3
redemption 13.7 12.6 13.5 11.3 13.6 12.7 12.7 14.0 13.1
other 12.5 12.7 9.8 11.3 11.3 12.5 13.2 14.3 14.3
aRevision due to incorrect data submission was made on 04.05.2020.  Preliminary data  Revised data 

© Hungarian Central Statistical Office, 2011